National Consumers League

From the Experts Blog

NCL staff is hard at work for you playing watchdog on a variety of issues. Get to know the latest From the Experts!

Happy 6th Birthday, CFPB!

With all the doom and gloom coming out of Washington these days, it is easy to miss the victories consumers have earned. Most notably, the Consumer Financial Protection Bureau (CFPB) turned 6 last Friday! In that time, defenders of the CFPB have helped it ward off countless attacks from Wall Street and allowed the agency to focus on its mission of protecting consumers from predatory lenders and unethical financial industry practices. Last week was no exception. After years of study, deliberation, and research, the CFPB followed through with its Congressional mandate under the Dodd-Frank Act by passing rules to rein in the abusive practice of forced arbitration in financial contracts. Thanks to this rule, consumers will be protected from “rip off clauses” hidden in financial contracts designed to deny Americans their day in court. 

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Gorsuch’s first opinion: Blame definitions, not practice

sierra92.jpgWritten by NCL Intern Sierra Hatfield

Justice Neil Gorsuch’s first Supreme Court opinion in Henson v. Santander illustrates the inability of the current Court to protect the changing needs and liberties of the American people. Gorsuch’s opinion not only fails to interpret what Congress was trying to stop, but in doing so, it has provided countless companies the legal opportunity to harass debtors.

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Female genital mutilation still an atrocious crime in the U.S.

SG_HEADSHOT.jpgFemale genital mutilation, which is practiced widely in Africa, the Middle East, Pakistan, and India, turns out to be in evidence here in the U.S. as well. This tragic fact is not known by many people. Apparently, in some parts of the U.S. where immigrants from those parts of the world reside, U.S. trained doctors have attempted to perform surgeries on young girls. The World Health Organization (WHO) regards female genital cutting as a violation of human rights. The practice involves cutting of female genitalia and often results in infections and lifelong suffering. 

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