National Consumers League

From the Experts Blog

NCL staff is hard at work for you playing watchdog on a variety of issues. Get to know the latest From the Experts!

In defense of the Consumer Financial Protection Bureau

In its short tenure, the Consumer Financial Protection Bureau (CFPB), under Director Richard Cordray has done an excellent job  of preventing consumers from harm and helping wronged consumers get the recourse they deserve. The American people have seen the great work the Bureau has accomplished, and it is not surprising that the CFPB enjoys support from both sides of the aisle. Unfortunately, given the success of the CFPB as a consumer watchdog, it is also not too surprising to see the very industries and actors the CFPB has been charged to regulate, amass support for its weakening or even outright dismantling in Congress. 

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Happy Mother’s Day 2017

2017 marks the centennial of women being allowed to serve as Members in Congress. Jeanette Rankin of Montana was the first woman elected to serve in the House of Representative in 1916 and again in 1940. To commemorate this august celebration, the House of Representatives’ historian is featuring a special exhibit of oral histories, which you can check out here if you aren’t lucky enough to be able to see it in person.

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FCC drops the ball on rehabilitating America’s prison population

byoung-92.jpegIn 2015, the Federal Communications Commission took action to rein in the $1.2 billion dollar prison phone industry. Prior to this action, prisons would charge outrageous amounts -- up to $14 a minute -- for inmates to contact family on the outside. The FCC’s new rule limited rates to no more than  $1.65 for most 15 minute calls. Recently however, new leadership at the FCC declined to defend legal challenges from the for-profit prison phone industry to the Commission’s intrastate (long distance calls within a state) rate caps. This is a huge mistake that will hurt families and communities across the nation.

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Health savings accounts: dubious benefits for the wealthy, disastrous for the rest of us

Spotlight on Health Care Series, Part 3: As America's health care system is facing uncertainty, NCL staff is exploring the topic in a new weekly blog series.

The failure to successfully repeal and replace the Affordable Care Act (ACA), if nothing else, exposed a Republican party divided (perhaps irreparably so) on how to reform America’s healthcare system. Despite the GOP’s devastating legislative defeat, we should not underestimate their determination to resuscitate their repeal/replace efforts. 

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