Hot Topics in Personal Finance
A phone ringing at 3AM usually means one thing: bad news. That’s certainly the case with a Grandparent Scam, in which fraudsters play on the fear that a friend or relative is in danger by calling an elderly victim and posing as a grandchild or acquaintance.
The Credit Card Accountability, Responsibility and Disclosure Act of 2009 that went into effect earlier this year mandated a lot of changes in the credit card industry. It also has some implications for the gift card industry. There’s good news for consumers planning to purchase gift cards for friends and loved ones this holiday season.
It's that time of year, when many consumers are ready to open their hearts and wallets to many deserving charities. But con artists are well aware of this. How can you be sure you're giving to a good cause -- or a cause at all?