National Consumers League

Personal Finance

Hot Topics in Personal Finance

Pyramid schemes posing as business opportunities

Don't get caught at the bottom of a pyramid scheme.The pitch is that you’ll make money by joining the program and recruiting others. The reality is that in pyramid schemes, you and your friends will lose money, not make it.

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Gift Card Holder's Bill of Rights

The National Consumers League has been joined by Consumer Action and the Montgomery County, Md, Office of Consumer Protection to call on the gift card industry to ease the burden on consumers by lifting expiration dates, lowering fees, and more.

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The real price of gift cards

gift cards

Sales of gift cards are expected to approach $100 billion in the United States this gift-giving season. Gift cards are a flexible, convenient gift option, but consumers often fail to take into account the hidden prices paid for the convenience. From expiration dates, to maintenance and inactivity fees, to card replacement fees, the cost of using a gift card can quickly add up. Our new tips will help you choose your gift cards wisely and avoid losing money on these cards. And the gift card industry could ease the burden on consumers by adhering to A Gift Card Holder's Bill of Rights.

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