National Consumers League

Personal Finance

Hot Topics in Personal Finance

NCL's tips for staying on top of trial offers


Have you ever wanted to try a service or a product on a trial basis? Some companies allow interested customers the chance to try it out before they join or purchase. This is called a trial offer.
How does a trial offer work?

Read more: NCL's tips for staying on top of trial offers

Think twice about credit repair offers

Good credit is important; a bad credit history can impact your ability to get loans, housing, or even a job. But while promises to “fix” bad credit may be tempting, they’re not true – and they may leave you in worse financial shape than when you started.

Read more: Think twice about credit repair offers

No free lunches: Avoid investment seminar scams

Free seminars are a popular way to promote investment and insurance products. After the meal, the so-called "experts" urge folks to trade in their current investments for the product being pitched. Testimonials are glowing; the charts and handouts are impressive. But don't fall for the pitch!

Read more: No free lunches: Avoid investment seminar scams

Browse Topics in...

NCL's Fraud.org

Our fraud team tracks the latest Internet and telemarketing scams, and helps consumers avoid them.

LifeSmarts

The ultimate consumer challenge, our teen quiz-show competition cultivates a new generation of savvy consumers.

Stop Child Labor

Our Child Labor Coalition works to end child labor exploitation and protect working minors in the U.S. and abroad.

Script Your Future

If you don't take your medicine as directed, you're putting your health and future at risk.

Wage Theft

NCL's Special Project on Wage Theft is educating workers and employers about the growing problem, which affects blue- and white-collar employees.

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