National Consumers League

Your Money

With an ever-changing marketplace, getting the biggest—and smartest—bang for your buck is a tougher challenge than ever these days. We work across a wide array of issues to help you build and protect Your Money.

Being Financially Fragile in America

By NCL Public Policy intern Melissa Cuddington

Nearly 36 percent of working Americans could not cover an unexpected $2,000 expense within 30 days. According to a survey done by the 2015 National Financial Capability Study (NFCS), working adults (ages 25 – 60) who answered “probably not” or “certainly could not” to the question of whether they could come up with $2,000 in 30 days. Such consumers are considered “financially fragile.”

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BlackRock: Promoting shareholder activism

By NCL Public Policy intern Melissa Cuddington

Many consumers think of money management companies, such as BlackRock Inc., Vanguard Group, and State Street Corp., to be solely interested in the finance market and ways to strengthen their investment portfolios. Turns out this isn’t entirely the case. 

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Feeling the pressure to go paperless?

By Melissa Cuddington, NCL public policy intern

Feel forced to go digital or pay for paper bills and statements? You are not alone. Many consumers are beginning to push back against the “going paperless” trend that has become so popular among credit card and other companies that send bills to millions of consumers.

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DC City Council should protect consumers from deceptive automatically renewing subscriptions

Brian YoungThe scenario is all too familiar to thousands of District residents: while looking over a credit card bill, you notice a mysterious charge from a company or service you vaguely remember doing business with a year ago. Why do you keep getting charged for a cleaning service you only used once? If this sounds familiar, chances are that you are the unwitting victim of an automatic renewal clause.

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